January 2026 - Taking Stock

January 30, 2026January 28, 2026

The Rise of Young Entrepreneurs Fuelled by AI Confidence

A new generation of entrepreneurs is stepping forward with a level of confidence that feels markedly different from previous waves of start‑ups.

What sets them apart is not just ambition or access to technology, but a deep, intuitive understanding of artificial intelligence.

AI as a tool

For many young founders, AI is no longer a mysterious tool reserved for specialists; it is a natural extension of how they think, create, and solve problems.

Teenagers and twenty‑somethings who grew up experimenting with machine‑learning apps, chatbots, and automation platforms now see AI as a practical ally rather than an abstract concept.

This familiarity lowers the psychological barrier to entrepreneurship. Instead of wondering how to start a business, they ask what they can build with the tools already at their fingertips.

One of the most striking shifts is the speed at which ideas move from concept to prototype. Young entrepreneurs routinely use AI to draft business plans, test branding concepts, analyse markets, and even simulate customer behaviour.

It’s the greatest ‘what if’ analysis ever!

Tasks that once required expensive consultants or weeks of manual work can now be completed in hours. This acceleration doesn’t just save time; it encourages experimentation. When the cost of failure drops, creativity expands.

AI also levels the playing field. A single founder can now perform the work of a small team, using automation to handle customer support, content creation, scheduling, and data analysis.

This empowers young people who may lack capital or industry connections but possess strong digital instincts. They can launch lean, agile ventures that scale quickly without the traditional overheads.

Education is evolving too. Many young entrepreneurs learn through online communities, open‑source projects, and hands‑on tinkering rather than formal training.

Discipline

This self‑directed highly disciplined learning style aligns perfectly with AI tools that reward curiosity and rapid iteration. As a result, these founders often approach business with a hybrid mindset: part technologist, part creative, part strategist.

Of course, challenges remain. Ethical considerations, data privacy, and the risk of over‑reliance on automation require thoughtful navigation.

Responsible

Yet this generation appears unusually aware of these issues, often building transparency and responsibility into their ventures from the outset.

What’s emerging is a landscape where youth is not a disadvantage but a strategic advantage. Their fluency with AI allows them to imagine possibilities others overlook and to act on those ideas with unprecedented speed.

In many ways, they are not just starting businesses with AI—they are redefining what entrepreneurship looks like in an AI world.

January 29, 2026January 28, 2026

Cisco chief warns of an AI bubble — but reportedly says the long‑term winners will be huge

Cisco’s chief executive, Chuck Robbins, has issued one of the clearest assessments yet of the frenzy surrounding artificial intelligence, arguing that the sector is ‘probably’ in bubble territory even as it lays the foundations for a technological shift larger than the internet itself.

Speaking in a recent interview, Robbins said the scale of investment pouring into AI start‑ups and infrastructure mirrors the exuberance of the late‑1990s dot‑com era.

Back then, vast sums of capital chased unproven ideas, leading to a dramatic market crash. Yet the companies that survived went on to define the modern digital economy.

Caution!

Robbins believes AI is following a similar trajectory: inflated expectations today, followed by a period of painful consolidation, and ultimately a handful of dominant players reshaping global industries.

He cautioned that many firms currently attracting funding will not endure. The rush to build models, platforms and specialised hardware has created what he described as ‘inevitable carnage’ ahead, as weaker businesses fail to convert hype into sustainable products.

Even so, he stressed that the underlying technology is transformative, with applications spanning healthcare, manufacturing, cybersecurity and national infrastructure.

Embedded AI

Cisco itself is deeply embedded in the AI supply chain, providing networking systems capable of handling the enormous data flows required to train and deploy advanced models.

Robbins said demand for high‑performance infrastructure continues to accelerate, driven by cloud providers and enterprises racing to integrate AI into their operations.

Despite the risks, he argued that dismissing AI as a passing bubble would be a mistake. The coming shake‑out, he suggested, is simply part of the cycle that accompanies every major technological revolution.

Once the dust settles, the companies that remain will be those with genuine innovation, strong business models and the capacity to scale globally.

January 28, 2026January 28, 2026

The AI Boom and Its Disruptive Force – according to the IMF

Artificial intelligence is no longer a distant technological shift but a present‑day force transforming global employment.

According to IMF Managing Director Kristalina Georgieva, AI represents a ‘tsunami’ hitting labour markets, with advanced economies facing the most dramatic upheaval.

The IMF estimates that around 60% of jobs in advanced economies will be enhanced, transformed, or eliminated by AI, compared with 40% globally.

This disruption is not evenly distributed. Entry‑level roles and routine tasks—often performed by younger workers—are among the first to be automated.

The IMF highlights that young workers and the middle class are likely to bear the brunt of the transition, as many of their roles are highly exposed to automation.

A Dual Reality: Risk and Opportunity

Despite the warnings, the IMF also notes that AI is creating new opportunities. Investment in AI‑driven technologies is contributing to economic resilience, with global growth projections supported in part by tech‑sector expansion.

However, the Fund cautions that this growth is fragile and could falter if expectations around AI’s productivity gains are reassessed.

At the same time, AI is reshaping the nature of work itself. New roles, new skills, and entirely new occupations are emerging, offering alternative pathways for workers willing to adapt.

The IMF stresses that upskilling and reskilling will be essential, as the ability to learn new competencies becomes a prerequisite for job security in an AI‑driven economy.

The Policy Challenge

Georgieva warns that regulation is lagging behind technological change. Without effective policy frameworks, the benefits of AI risk becoming unevenly distributed, deepening inequality and social tension.

The IMF’s message is clear: AI’s rise is unavoidable, but its impact on jobs depends on how societies prepare.

The challenge now is ensuring that workers are not swept away by the wave but equipped to ride it.

January 27, 2026January 27, 2026

Greenland’s Subsurface Power – Why Its Minerals Matter

Greenland has long been portrayed as a remote Arctic frontier, but its bedrock tells a very different story.

Beneath the ice lies a concentration of critical minerals that has drawn global attention, not least from President Trump, whose administration has repeatedly emphasised the island’s strategic and economic value.

Much of that interest stems from the sheer breadth of materials Greenland contains, according to the Geological Survey of Denmark and Greenland, 25 of the 34 minerals classified as ‘critical raw materials’ by the European Commission can be found there, including graphite, niobium and titanium.

Rare Earth Elements

The most geopolitically charged of these are rare earth elements — a group of 17 metals essential for electronics, renewable energy technologies, advanced weaponry and satellite systems.

These minerals are currently dominated by Chinese production and processing, a reality that has shaped US strategic thinking for more than a decade. Analysts note that Trump’s interest is ‘primarily about access to those resources and blocking China’s access’.

Greenland also holds significant deposits of uranium, zinc, copper and potentially vast reserves of oil and natural gas. As Arctic ice retreats, previously inaccessible rock formations are becoming easier to survey and, in some cases, to mine.

Ice melt?

Melting ice is even creating new opportunities for hydropower in exposed regions, potentially lowering the energy costs of extraction in the future.

Yet the island’s mineral wealth remains largely untapped. Reportedly, only two mines are currently operational, with harsh weather, limited infrastructure and high extraction costs slowing development.

Despite these challenges, the strategic calculus is clear: in a world increasingly defined by competition over supply chains for green technologies and defence systems, Greenland represents a rare opportunity to diversify away from existing global chokepoints.

For the Trump administration, the island’s mineral potential, combined with its location along emerging Arctic shipping routes, elevates Greenland from a frozen outpost to a cornerstone of long‑term geopolitical strategy.

Strategic Minerals in Greenland

Material	Category	Tech Applications
Neodymium	Rare Earth Element	EV motors, wind turbines, headphones, hard drives
Praseodymium	Rare Earth Element	Magnet alloys, aircraft engines
Dysprosium	Rare Earth Element	High-temp magnets for EVs, drones, defence systems
Terbium	Rare Earth Element	LED phosphors, magnet alloys
Europium	Rare Earth Element	LED displays, anti-counterfeiting inks
Yttrium	Rare Earth Element	Lasers, superconductors, ceramics
Lanthanum	Rare Earth Element	Camera lenses, batteries
Cerium	Rare Earth Element	Catalytic converters, glass polishing
Samarium	Rare Earth Element	Heat-resistant magnets, missiles, precision motors
Gadolinium	Rare Earth Element	MRI contrast agents, neutron shielding
Titanium	Critical Mineral	Aerospace, defence, medical implants
Graphite	Critical Mineral	Battery anodes, lubricants, nuclear reactors
Niobium	Critical Mineral	Superconductors, high-strength steel, quantum technologies

These materials are not only present in Greenland’s geology but also feature prominently in strategic supply chains— especially as the West seeks to reduce reliance on Chinese and Russian sources.

January 26, 2026January 26, 2026

A Global Market Correction? Why Experts Say the Clock Is Ticking

The sense of unease rippling through global markets has grown steadily louder, and now several veteran analysts reportedly argue that the rally of 2025 may be running out of steam.

Their warning is stark: the ‘historical clock is ticking’, and the conditions that typically precede a broad market correction are increasingly visible.

Throughout 2025, equities surged with remarkable momentum, fuelled by resilient corporate earnings, strong consumer spending, and a wave of optimism surrounding technological innovation.

Weakening

Yet beneath the surface, the foundations of this rally have begun to look less secure. Analysts reportedly highlighted that geopolitical risks are approaching an inflection point, creating a fragile backdrop in which even a modest shock could tip markets into correction territory.

One of the most pressing concerns is valuation. After a year of exceptional gains, many global indices now appear stretched relative to historical norms.

When markets price in near‑perfect conditions, they leave little margin for error. Any deterioration in earnings, policy stability, or global trade dynamics could prompt a swift reassessment of risk.

This is precisely the scenario experts fear as 2026 unfolds.

Geopolitics

Geopolitics adds another layer of complexity. Rising tensions across key regions, shifting alliances, and unpredictable policy decisions have created an environment where sentiment can turn rapidly.

Some strategists emphasise that these pressures are converging at a moment when markets are already vulnerable, increasing the likelihood of a meaningful pullback.

Technical indicators also point towards late‑cycle behaviour. Extended periods of low volatility, accelerating sector rotations, and narrowing market leadership are all hallmarks of a maturing bull run.

While none of these signals guarantee a correction, together they form a pattern that seasoned investors recognise from previous cycles.

Don’t panic?

Despite the warnings, experts are not advocating panic. Corrections, they argue, are a natural and even healthy part of market dynamics.

They reset valuations, curb excesses, and create opportunities for disciplined investors. The key is preparation: reassessing risk exposure, diversifying across sectors and geographies, and avoiding over‑concentration in the most speculative corners of the market.

As 2026 begins, the message from analysts is clear. The rally of 2025 was impressive, but it may also have been the calm before a necessary storm.

Whether the correction arrives swiftly or unfolds gradually, the prudent approach is to stay alert, stay balanced, and recognise that even the strongest markets cannot outrun history forever.

A healthy correction is overdue.

January 26, 2026January 26, 2026

Silver skyrockets to new record high!

Silver has surged with remarkable force, blasting to fresh record highs and reshaping market sentiment in the process.

Recent trading sessions have seen prices vault past previous milestones, climbing above $108 per ounce and even approaching the $109 mark as safe‑haven demand intensifies amid global uncertainty.

This dramatic meteoric ascent follows weeks of accelerating momentum, with technical indicators showing a firmly bullish structure and widening gaps between key moving averages.

Analysts note that silver’s rally has outpaced many other commodities, fuelled by its dual role as both a precious metal and an essential industrial input.

Industrial sectors—from photovoltaics to electric vehicles—are feeling the pressure as soaring prices push material costs sharply higher.

In some cases, silver now represents more than 30% of total solar module expenses, underscoring the far‑reaching impact of this surge.

With supply constraints tightening and investor appetite growing, silver’s explosive rise shows little sign of slowing down.

January 26, 2026January 26, 2026

Gold break $5000 and moves higher

Gold’s dramatic surge through the $5,000 per ounce barrier has reshaped the market mood, signalling a profound shift in global investor psychology.

The metal’s ascent, driven by escalating geopolitical tensions and a deepening crisis of confidence in traditional assets, has pushed prices to unprecedented territory.

Recent trading saw spot gold climbing above $5,080, extending a rally that delivered a remarkable 64% rise in 2025 and strong gains again this year.

Analysts point to a potent mix of safe‑haven demand, monetary policy uncertainty, and sustained central‑bank buying as the forces behind this historic move.

China’s continued accumulation of reserves and record inflows into gold‑backed funds have added further momentum.

For many investors, gold has become the ultimate hedge against volatility, political disruption, and weakening confidence in government bonds and major currencies.

With tensions still simmering, the gold’s trajectory suggests this rally may not be over yet.

Some analysts speak of a not-too-distant future $7000 per ounce price tag.

January 23, 2026January 23, 2026

Is This a Make‑or‑Break Year for OpenAI?

OpenAI enters 2026 in a paradoxical position: simultaneously one of the fastest‑growing technology companies in history and one of the most financially strained.

With annualised revenue now exceeding $20 billion, the company has clearly proven global demand for generative AI. Yet the central question remains unresolved: where is the profit, and is this the year OpenAI must prove its business model is sustainable?

The company’s revenue trajectory has been extraordinary. Annual recurring revenue rose from $2 billion in 2023 to $6 billion in 2024, before leaping past $20 billion in 2025.

This growth reflects the rapid embedding of ChatGPT into enterprise workflows and the expansion of compute capacity, which has roughly tripled each year. But the same infrastructure powering this boom is also the source of OpenAI’s financial dilemma.

Costs

Compute costs have ballooned at a rate that rivals — and in some projections exceeds — revenue growth. Analysts estimate cumulative losses could reach $143 billion by 2029 if current spending patterns continue.

The company’s burn rate, driven by massive GPU procurement and long‑term energy commitments, has been described as ‘immense’ even by industry standards Benzinga.

OpenAI’s long‑term infrastructure deals, totalling more than 26 gigawatts of future compute capacity, underline the scale of its ambition — and its financial exposure.

To counterbalance these costs, OpenAI is experimenting with new revenue streams, including the introduction of advertising within ChatGPT for U.S. users.

This marks a strategic shift from pure subscription and enterprise licensing toward a more diversified, consumer‑scale monetisation model.

Make or break?

So is 2026 a make‑or‑break year? In many ways, yes. OpenAI has proven demand, scale, and cultural impact. What it has not yet proven is that generative AI can be profitable at planetary scale.

This year will test whether the company can convert extraordinary growth into a sustainable business — or whether its costs will continue to outpace even its most impressive revenue milestones.

January 22, 2026January 26, 2026

The Sorry State of Modern International Diplomacy – it’s utterly surreal

International diplomacy has always been a theatre of competing interests, strategic ambiguity, and the occasional flash of statesmanship.

Yet the scenes emerging from Davos yesterday seen to suggest something far more troubling: a descent into performative brinkmanship and schoolyard theatrics that would be unthinkable in any previous era of global leadership.

Tension and tariffs

At the centre of the storm was President Donald Trump, whose renewed push to acquire Greenland triggered a cascade of diplomatic tension.

Reports indicate he threatened tariffs of 10%, rising to 25%, on a range of European and NATO allies unless they agreed to sell the territory to the United States.

In the same breath, he suggested he could take Greenland by force—an extraordinary notion given that it is part of Denmark, a NATO member—before later reportedly insisting he would not actually pursue military action, as he added, he would be’ unstoppable’ if he did!

Spectacle

The spectacle did not end there. Trump’s Davos appearance was peppered with derision aimed at European leaders, including dismissive remarks about the UK and its prime minister, and barbed comments directed at France’s president.

His rhetoric framed long-standing allies as obstacles rather than partners, and NATO as a body that should simply acquiesce to American territorial ambitions.

In one speech, he declared the U.S. ‘must get Greenland‘, while markets reacted sharply to the escalating threats.

Fallout

Behind the bluster, NATO officials appeared to scramble to contain the fallout. By the end of the day, Trump announced he was withdrawing the tariff threats after agreeing to what he called a ‘framework of a future deal’ with NATO leadership.

However, details were conspicuously absent, and the announcement did little to restore confidence in the stability of transatlantic relations.

Childlike behaviour

What makes this moment feel so ‘child‑like’, as many observers have put it, is not merely the substance of the demands but the tone: the ultimatums, the insults, the swaggering threats followed by abrupt reversals.

Diplomacy has always involved pressure, but rarely has it been conducted with such theatrical volatility. The language of global leadership has shifted from careful negotiation to something closer to reality‑TV brinkmanship.

Farcical melodrama

This is not just embarrassing—it is farcical, disturbing and dangerous. When the world’s most powerful nations communicate through taunts and tariff threats, the foundations of international cooperation erode.

Allies become adversaries, institutions weaken, and global stability becomes collateral damage in a performance of personal dominance.

Davos was once a forum for sober reflection on global challenges. In 2026, it became a stage for geopolitical melodrama. And unless the tone of international diplomacy changes, the world may find itself paying a far higher price than tariffs.

Spin

The U.S. diplomatic ‘team’ later set to work ‘spinning’ the stories as the media further lost themselves in the never-ending story of ‘political noise’.

It’s farcical.

January 22, 2026January 26, 2026

When ‘Child-like’ Diplomacy – Not Business – Moves the Markets

Financial markets have always been sensitive to political noise, but the current climate has taken that sensitivity to an absurd extreme.

Performance please

Share prices no longer rise and fall on the strength of a company’s performance, innovation, or long‑term strategy. Instead, they twitch in response to diplomatic spats, off‑the‑cuff remarks, and theatrical posturing on the world stage.

Fickle

The spectacle is becoming depressingly familiar. A well-known ‘leader’ makes a provocative comment, threatens tariffs, or insults an ally, and within minutes markets wobble – and go down.

Later, as the comments are ‘unravelled’ the markets go back up again. Fickle! Nothing at all to do with the quality of the companies in their own right.

Rational

Investors who once prided themselves on rational analysis now find themselves reacting to geopolitical melodrama rather than fundamentals.

It is as though diplomacy has become a form of market manipulation—unpredictable, performative, and entirely detached from the real value of the businesses being traded.

Bankers

Layered on top of this is the increasingly interventionist behaviour of central banks. Their signals, hints, and carefully staged ‘surprises’ often overshadow the actual economic data they claim to interpret.

Markets respond less to the health of the economy and more to the tone of a speech or the phrasing of a press release.

Unhealthy

This is not a healthy system. When diplomacy becomes theatre and monetary policy becomes a guessing game, markets lose their grounding in reality.

The result is volatility without purpose, confidence without substance, and a financial landscape driven more by ego than economics.

I want stability for my investments. A stable environment where the quality and success of a company will win through.

I do not want a ‘hit and miss comment gamble driven market’ where remarks push the share prices around, usually to the benefit of the ‘remark maker’.

It just isn’t right!

And it’s just an opinion.

January 22, 2026January 26, 2026

Trump whisperer – surreal or real – wake me up please and tell me this is a nightmare!

Oh no! It’s real… I am awake.

This feels surreal because the language being used around global politics has slipped into something closer to internet fandom than international statecraft. You’re not dreaming — it really has become this strange.

The terms ‘Daddy‘ and ‘Trump whisperer‘ are part of a wider cultural shift where political commentary, journalism, and social media increasingly borrow the tone of celebrity gossip.

Instead of treating leaders as officials with constitutional responsibilities, they’re framed like characters in a drama.

The language is deliberately provocative, designed to grab attention, generate clicks, and turn complex geopolitical dynamics into digestible entertainment. And that is not a good thing.

Why is this happening?

A vacuum of seriousness: When diplomatic behaviour itself becomes erratic or theatrical, the commentary follows suit.

Media sensationalism: Outlets know that emotionally charged or absurd phrasing spreads faster than sober analysis.

Personality‑driven politics: Modern politics often centres on individuals rather than institutions, making it easier for commentators to use personal, even infantilising labels.

Social‑media bleed‑through: Memes, nicknames, and ironic slang migrate from online communities into mainstream reporting.

Why it feels surreal

Because diplomacy used to be defined by restraint, coded language, and careful signalling. Now it’s shaped by public outbursts, personal insults, and performative bravado.

The commentary mirrors the behaviour: if leaders act like protagonists in a chaotic reality show, the language surrounding them inevitably becomes more absurd.

The result is a political environment that feels weightless — as though the stakes aren’t enormous, as though the words don’t matter.

But they do. This shift erodes the dignity of institutions, trivialises international relationships, and leaves citizens feeling as though they’ve stumbled into a parody of global governance.

It’s not a dream

You’re not dreaming. It’s simply that diplomacy has drifted so far from its traditional norms that it now resembles satire.

The challenge is that the consequences are very real, even if the language sounds like a joke.

Please STOP! Policy makers wake up and grow up, all of you – and that includes the media too.

January 21, 2026January 20, 2026

The Billionaire Blueprint: How Ultra Wealth Shapes the World to Its Will

Billionaire simply make the future - they don't predict it

The Power Tower

The modern political landscape increasingly resembles a boardroom, where the wealthiest individuals hold the loudest voices and the most decisive influence.

Billionaires do not merely participate in politics; they shape it. Their resources allow them to steer governments, policies, and public narratives in directions that often serve their own interests rather than the collective good.

They don’t predict the future – they MAKE the future!

As the gap between rich and poor widens, the consequences of this imbalance become harder to ignore.

Money has always played a role in power, but the scale has changed dramatically. Today, a single billionaire can fund political campaigns, lobby for favourable legislation, acquire media outlets, and even bankroll ‘think tanks’ that craft ideological frameworks.

Making the future

This is not prediction; it is construction. They do not wait for the future to unfold—they design it. Their wealth becomes a tool for engineering outcomes that align with their ambitions, whether economic, technological, or geopolitical.

For ordinary citizens, this creates a troubling dynamic. Democracy is built on the principle that every voice carries equal weight, yet the reality increasingly suggests otherwise.

When political influence can be purchased, the public’s needs risk being overshadowed by the priorities of the ultra-wealthy. Policies on taxation, labour rights, housing, healthcare, and environmental protection can be shaped not by what benefits society, but by what preserves or expands elite wealth.

Inequality

This imbalance becomes even more stark when examining global inequality. Reports consistently show that billionaire wealth grows at a pace far exceeding that of the average worker.

While wages stagnate and living costs rise, the richest individuals accumulate fortunes so vast they can influence entire nations. The result is a world where opportunity is unevenly distributed, and where the wealthy can insulate themselves from the consequences of the very policies they help create.

The influence of billionaires also extends into emerging technologies. From artificial intelligence to space exploration, the wealthiest individuals are often the ones setting the agenda.

Ambition

Their visions—however innovative or ambitious—are not always aligned with public interest. When private capital drives technological progress, ethical considerations risk being overshadowed by profit motives or personal legacy-building.

Once again, the future becomes something crafted by a select few, rather than a shared endeavour shaped by collective values.

Yet the most concerning aspect is how normalised this dynamic has become. Many people accept billionaire influence as an inevitable feature of modern society, rather than a distortion of democratic principles.

The narrative of the ‘visionary entrepreneur’ can obscure the reality of concentrated power. Admiration for individual success stories sometimes blinds us to the structural consequences of allowing wealth to dictate policy.

Gap

The widening gap between rich and poor is not simply an economic issue; it is a political one. When wealth becomes synonymous with power, inequality becomes self-reinforcing.

The rich gain more influence, which leads to policies that protect their interests, which in turn allows them to accumulate even more wealth. Meanwhile, the voices of ordinary people grow quieter.

If societies wish to preserve genuine democracy, they must confront this imbalance. Transparency, regulation, and civic engagement are essential tools for ensuring that political power remains accountable to the many, not the few.

The future should be shaped by collective will, not by the unchecked ambitions of those who can afford to buy it.

According to Oxfam

Billionaires’ wealth has surged to a record $18.3 trillion, with the ultra-rich reportedly seeking power for personal benefit, according to a recent report from global charity Oxfam.

The number of billionaires reached more than 3,000 last year, and collectively they saw their fortunes increase by 16%, or $2.5 trillion, the report said.

Added to this, billionaires’ wealth has surged by 81% since 2020, the charity said, describing the past as “a good decade for billionaires.”

Having wealth creators is one thing but having them ‘run’ the world is quite another!

January 20, 2026January 20, 2026

Gold – how high can you go?

Gold has surged to unprecedented levels, cementing its status as the world’s most sought‑after safe‑haven asset.

In recent sessions, the precious metal has climbed to record highs, with international prices above $4,700 per ounce.

Milestone

This historic milestone reflects a potent mix of geopolitical tension, shifting monetary expectations, and renewed investor appetite for stability.

A major catalyst behind the rally has been escalating trade friction, particularly following new tariff threats from the United States aimed at several European nations.

These developments have intensified global uncertainty, prompting investors to move capital into assets traditionally viewed as resilient during periods of instability.

At the same time, signs of softer U.S. inflation and expectations of future interest‑rate cuts have further supported gold’s upward momentum by weakening the dollar and lowering the opportunity cost of holding non‑yielding assets.

Surge

The gold surge is not limited to global markets. Futures on major exchanges, including India’s MCX, have also registered all‑time highs, underscoring the worldwide scale of the rally.

Analysts suggest that if current conditions persist, gold could continue its ascent, with some forecasting the possibility of the metal reaching $5,000 per ounce in the coming months.

For now, gold’s latest peak marks a defining moment in financial history—an emphatic reminder of its enduring role as a store of value in turbulent times.

January 20, 2026January 20, 2026

AI bubble – is it going to burst or just deflate very very slowly?

Either way, the balloon is close to popping!

AI‑linked markets are undeniably stretched, and the debate over whether a correction is imminent has intensified.

Several analysts warn that valuations across AI‑heavy indices now resemble late‑cycle excess, with the Bank of England noting that some multiples are approaching levels last seen at the peak of the dot‑com bubble.

At the same time, experts argue that enthusiasm for AI stocks has pushed prices far beyond what current earnings can justify, raising the risk of a sharp pullback if sentiment turns or growth expectations soften.

AI reckoning

A number of commentators even outline scenarios for a broader ‘AI reckoning’, where inflated expectations collide with the slower, more incremental reality of enterprise adoption.

This doesn’t guarantee a crash, but it does suggest that the market is vulnerable to any disappointment in revenue growth, chip demand, or data‑centre utilisation.

However, not all analysts believe a dramatic collapse is inevitable. Some argue that while valuations are undeniably high, the scale of investment may still be justified by long‑term structural demand for compute, automation, and agentic AI systems.

Survey

A recent survey of 40 industry leaders shows a split: many fear a bubble, but others maintain that heavy capital expenditure is necessary to meet future AI workloads and that the sector could experience a period of deflation or consolidation rather than a full‑scale crash.

A more moderate scenario—favoured by several economists—is a multi‑quarter pullback as markets digest rapid gains, capital costs normalise, and companies shift from hype‑driven spending to proving real returns.

In this view, AI’s long‑term trajectory remains intact, but the near‑term path is likely to be bumpier and more disciplined than the exuberance of the past two years.

Are we in an AI bubble? Here is my conclusion

The latest commentary suggests we’re still in a highly speculative phase of the AI boom, with massive infrastructure spending and concentrated market gains creating bubble‑like conditions.

So, the safest summary is this: valuations are stretched, expectations are overheated, and investment is flowing faster than proven revenue.

Yet unlike past bubbles the underlying technology is delivering real adoption and measurable productivity gains, meaning we may be in an overhyped surge rather than a classic doomed bubble.

A deflation effect of some sort is likely and soon.

January 20, 2026January 20, 2026

Has AI Investment Gone Too Far Too Fast? A Quick Look at Hype Reality and Returns

Few technologies have attracted capital as aggressively as artificial intelligence. In just a few years, AI has shifted from a promising research frontier to the centrepiece of global corporate strategy.

Yet as investment has surged, so too has scepticism. Many analysts now argue that the pace of spending has outstripped both practical readiness and measurable returns.

Recent research suggests that the era of uncritical AI enthusiasm is giving way to a more sober assessment.

Implementation

Capgemini’s findings indicate that businesses are moving from experimentation to implementation, but they also reveal that firms are increasingly focused on proving real value rather than chasing novelty.

This shift reflects a broader concern: despite tens of billions poured into generative AI, a striking proportion of organisations report no financial return at all.

Some studies suggest that as many as 95% of generative AI investments have yet to produce measurable gains.

This disconnect between investment and outcome has fuelled claims that AI has been over‑hyped. The comparison to the telecom‑fibre boom of the early 2000s is becoming more common, particularly as much of the AI infrastructure build‑out is debt‑funded.

Transformative

The risk is not that AI lacks long‑term utility—few doubt its transformative potential—but that the current wave of spending is misaligned with operational readiness, data quality, and realistic deployment timelines.

At the same time, it would be simplistic to declare the AI boom a bubble destined to burst. Many leaders argue that the scale of investment is necessary to meet future demand for data centres, chips, and agentic AI systems.

Indeed, some firms are already shifting focus from generative AI to more autonomous, productivity‑driven agentic models, which may offer clearer paths to return on investment.

Long-term potential vs short term hype

The truth likely lies between the extremes. AI has undoubtedly been over‑sold in the short term, with inflated expectations and rushed adoption leading to disappointing early results.

But the long‑term case remains strong. As tools mature, integration improves, and organisations learn to measure value beyond simple cost savings, returns may begin to justify the extraordinary capital outlay.

For now, the market is entering a more pragmatic phase—one where hype gives way to accountability, and where the winners will be those who invest not just heavily, but wisely.

Less expensive and simpler AI systems may arrive before these huge investments materialise a decent return.

January 19, 2026January 19, 2026

A Trump Tariff Tantrum and the Greenland Gambit: Europe Braces for more Trump Turmoil

Donald Trump’s latest tariff broadside has sent a fresh tremor through Brussels, rattling diplomats who were already juggling NATO tensions and the lingering aftershocks of previous trade disputes.

This time, the spark is an unexpected one: Greenland

The controversy began when Trump revived his long‑standing frustration over what he describes as Europe’s ‘unfair’ economic advantage.

According to commentators, his renewed push for steep tariffs on EU goods is tied to a broader strategic grievance — namely, Europe’s refusal to support his administration’s interest in expanding U.S. influence in the Arctic, particularly around Greenland.

While the idea of purchasing the island was dismissed years ago, the geopolitical value of the Arctic has only grown, and Trump’s circle continues to frame Greenland as a missed opportunity that Europe ‘blocked’.

The EU, blindsided by the sudden escalation, now finds itself scrambling to interpret the move.

NATO tariff leverage

Analysts argue that the tariffs are less about economics and more about leverage within NATO.

Trump has repeatedly insisted that European members must increase defence spending, and some observers see the Greenland dispute as a symbolic pressure point — a reminder that the US expects alignment on strategic priorities, not just budget commitments.

Bullying?

European leaders, meanwhile, are attempting to project calm. Publicly, they describe the tariffs as disproportionate and counterproductive. Privately, officials admit that the timing is deeply inconvenient.

With several member states already facing domestic economic pressures, a transatlantic trade clash is the last thing they need.

Yet the EU is also wary of appearing weak. Retaliatory measures are reportedly being drafted, though diplomats insist they hope to avoid a spiral.

The fear is that a tariff war could fracture cooperation at a moment when NATO unity is already under strain.

For now, Europe waits — bracing for the next twist in a saga where Greenland, of all places, has become the unlikely fault line in transatlantic politics.

January 19, 2026January 19, 2026

China’s enviable GDP figures for 2025?

China’s newly released growth figures paint a picture of an economy that is meeting official targets while wrestling with deep structural challenges.

According to data published today by the National Bureau of Statistics, China’s GDP expanded by 5% in 2025, matching Beijing’s goal of ‘around 5%’. Yet the headline number masks a more uneven reality beneath the surface.

China’s growth slowed sharply in the final quarter, easing to 4.5%, the weakest pace since the country emerged from its post‑pandemic reopening phase. Still enviable growth figures by any country’s standard.

Analysts note that the year’s performance was propped up largely by a surge in exports, which delivered a record trade surplus despite ongoing U.S. tariffs and global protectionist pressures.

Domestic demand, however, remained subdued, with retail sales and investment both underperforming expectations.

Officials acknowledged the difficult backdrop, citing “strong supply and weak demand” as a persistent imbalance in the economy.

The property sector’s prolonged slump continues to weigh heavily on confidence, while demographic pressures intensified as China recorded its lowest birth rate on record and a fourth consecutive year of population decline.

Taken together, the figures may suggest that while China has succeeded in hitting its growth target, the underlying momentum remains fragile.

January 16, 2026January 16, 2026

Why are stock markets utterly unfazed by escalating geopolitical tensions throughout our world?

Markets unfazed by geopolitical tensions

For decades, geopolitical flare‑ups reliably rattled global markets. A coup, a missile test, a diplomatic rupture, an oil embargo or even the capture of a ‘sovereign state leader’ — any of these could send indices tumbling.

Yet today, even as governments threaten military action, regimes collapse, and global alliances wobble, equity markets barely blink. The question is no longer why markets panic, but why they don’t.

So why?

Part of the answer lies in the way modern markets interpret risk. Investors have become highly selective about which geopolitical events they consider economically meaningful.

As prominent news outlets have recently reported, even dramatic developments — from the overthrow of Venezuela’s government to threats of force against Iran — have coincided with rising equity indices.

Markets are not ignoring the headlines; they are discounting their economic relevance.

This shift is reinforced by a decade of ultra‑loose monetary policy. When central banks repeatedly step in to cushion shocks, investors learn that sell‑offs are opportunities, not warnings.

The ‘central bank put’ has become a psychological anchor. Even when geopolitical tensions escalate, the expectation of policy support dampens volatility.

Another factor is the professionalisation and algorithmic nature of modern trading. Quant* models and automated strategies respond to data, not drama.

IMF research

Research from the IMF highlights that geopolitical risks are difficult to price because they are rare, ambiguous, and often short‑lived.

When the economic channel is unclear — no immediate disruption to trade, supply chains, or corporate earnings — models simply don’t react. Human traders, increasingly outnumbered, follow suit.

Desensitised

Markets have also become desensitised by repetition. The past decade has delivered a relentless stream of geopolitical shocks: trade wars, sanctions, cyberattacks, territorial disputes, and political upheavals.

Each time, markets dipped briefly and recovered quickly. This pattern has conditioned investors to assume resilience. As analysts note, markets move on expectations, not events themselves.

If the expected outcome is ‘contained’, the market response is muted.

Last point

Finally, global capital has become more concentrated in sectors insulated from geopolitical turbulence. Technology, healthcare, and consumer platforms dominate major indices.

Their earnings are less sensitive to regional conflict than the industrial and energy-heavy markets of previous eras.

None of this means geopolitics no longer matters. It means markets have raised the threshold for what counts as a genuine economic threat.

When that threshold is finally crossed — as history suggests it eventually will be — the complacency now embedded in asset prices may prove painfully expensive.

*Explainer – Quant

A quant model is essentially a mathematical engine built to understand, explain, or predict real‑world behaviour using numbers.

In finance, it’s the backbone of how analysts, traders, and risk teams turn messy market data into something structured, testable, and (ideally) predictive.

January 15, 2026January 16, 2026

UK growth surprises at 0.3%

The UK economy delivered a welcome surprise in November 2025, posting 0.3% growth and outpacing expectations.

The latest figures from the Office for National Statistics suggest that, despite a difficult autumn marked by weak sentiment and budget uncertainty, activity proved more resilient than many forecasters had assumed.

Jaguar Land Rover

A key driver of the rebound was the restart of manufacturing at Jaguar Land Rover, whose operations had been disrupted by a major cyberattack earlier in the year.

The phased return of production helped lift industrial output and provided a noticeable boost to overall GDP.

Services

Services — the backbone of the UK economy — also expanded by 0.3%, reversing October’s contraction and offering further evidence of stabilisation.

Although the three‑month growth figure remains a modest 0.1%, the monthly improvement has been widely interpreted as a sign that the economy may be edging away from stagnation.

Bank of England harder decision

Analysts note that the stronger‑than‑expected performance could ease some political pressure on the Treasury, even if it complicates the Bank of England’s path toward further interest‑rate cuts.

For now, November’s data provides a rare moment of optimism: a reminder that, despite persistent headwinds, the UK economy retains pockets of momentum that can still surprise on the upside.

January 14, 2026January 14, 2026

Japan’s Nikkei 225 breaks historic barrier as it hits another new high!

Japan’s Nikkei 225 index has surged to an unprecedented milestone, closing at 54341 on 14th January 2026.

This new record marks a defining moment for the world’s third‑largest economy. It signals a profound shift in how global investors view Japan’s prospects after decades of stagnation.

The latest rally has been fuelled by a combination of political momentum and renewed enthusiasm for Japan’s technology and industrial sectors.

Takaichi trade surge

Much of the current surge has been attributed to the so‑called Takaichi trade. Aawave of investor confidence linked to Prime Minister Sanae Takaichi’s popularity and the growing expectation of a snap election.

Markets often respond favourably to political clarity, and the possibility of a strengthened mandate for pro‑growth policies has added fresh energy to Japanese equities.

A weakening yen has also played a central role. With the currency recently touching its softest levels against the U.S. dollar since mid‑2024, exporters have enjoyed a competitive boost.

This currency tailwind, combined with robust global demand for semiconductors and advanced manufacturing, has helped propel the Nikkei beyond levels once considered unreachable.

50,000

The psychological significance of crossing the 50,000 mark only months ago has not been lost on analysts.

Many now argue that Japan is no longer merely a ‘value play’ but a genuine engine of global growth, supported by structural reforms, corporate governance improvements, and a renewed appetite for innovation.

While risks remain — from geopolitical tensions to the possibility of market overextension — the latest record suggests a market rediscovering its confidence.

Timeline Breakdown

It’s taken 36 years to get here

December 1989: The Nikkei 225 peaked at around 38,915, marking the height of Japan’s asset bubble.

1990s–2010s: The index entered a prolonged period of stagnation and decline, bottoming out below 8,000 in 2009.

December 2024: Closed at around 39,894, finally surpassing its 1989 peak.

October 2025: Broke through 50,000 for the first time in history.

December 2025: Closed the year at around 50,339 its highest year-end finish

January 13, 2026January 19, 2026

The Rise of ‘Woke’ Degrees: What’s Driving These Unusual University Courses?

Meaningless Silly Woke University Degrees

Recent research from the TaxPayers’ Alliance (TPA) has reignited debate about the value and purpose of certain modern university degrees.

Their analysis identified nearly 800 so‑called ‘Mickey Mouse’ courses offered since 2022, including master’s programmes in climate justice and degrees in race, education and decolonial thought.

More than 27,000 students have enrolled on these courses in just four years, prompting questions about academic rigour, employability, and the motivations behind such programmes. Seriously!

What Are These Courses Trying to Do?

Degrees like climate justice and decolonial thought are typically rooted in social theory, activism, and interdisciplinary critique.

Supporters argue that they explore urgent global issues—environmental inequality, historical power structures, and the social dimensions of education.

They see these subjects as part of a broader attempt to understand how society can respond to climate change, racial inequality, and shifting cultural narratives.

Why Critics Call Them ‘Dumbed Down’

The TPA’s findings suggest that many of these courses offer limited job prospects and questionable academic value, placing them among programmes labelled “low‑value” or “Mickey Mouse”.

Critics argue that…

The content is often ideological rather than practical.

The degrees may prioritise activism over academic discipline.

Students accumulate significant debt for qualifications with unclear career pathways.

Universities may be expanding such courses to attract niche interest rather than to meet workforce needs.

Thet are woke nonsense.

The TPA has also highlighted the rapid growth of university EDI (Equality, Diversity and Inclusion) staffing, suggesting a broader institutional shift towards identity‑focused frameworks.

Why Do These Courses Even Exist… Money?

Universities operate in a competitive marketplace. New degrees—especially those tied to contemporary social debates—can attract media attention, funding opportunities, and students seeking purpose‑driven study.

Whether these programmes enrich public understanding or simply dilute academic standards is a matter of ongoing debate, but their proliferation reflects the cultural and political currents shaping higher education today.

In my opinion, long-term these ‘dumbed’ down courses are a waste of educational resources and money.

If it’s about making money for the University – it’s utterly misguided woke nonsense.

Pointless.